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If you've decided you want to finance your new destination trailer, fifth wheelstoy haulersClass C motorhomesClass B motorhomesClass A motorhomes or travel trailers, you're not alone. Seventy percent of RV buyers finance their recreational vehicles. With a minimum down payment and approved credit, you can easily arrange financing through us.

Click Online Financing below and fill out our secure online application to be pre-qualified. Co-applicants please fill out separate application.

01 What Are the Advantages of Financing Through Cousin Terry's RV?



Down payments are typically lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range.

We receive finance terms are that can be longer with lower monthly payments - Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 12-15 year repayment schedules to help you afford the RV of your dreams.



02 What would my interest rate be?  Interest rates depend on the following factors:

  1. Credit Rating - Excellent credit may lower the rate

  2. Down Payment - Lenders usually require 10% down

  3. Balance of Loan - A higher balance may lower the rate

  4. Term of Loan - Longer terms may lower the rate


03  It is possible to "write off" the interest on your personal income taxes?


The government requires that the RV be self-contained and you are not currently deducting interest on a second home to be eligible to deduct the interest off your taxes. Please consult with your tax preparer for verification.


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